The FTC has signaled it’s stepping back from disparate impact enforcement… but that doesn’t mean dealers are in the clear. This isn’t a green light to abandon fair credit lending policies; it’s a shift in where the risk is coming from.
In this session, KPA’s compliance experts break down what the federal pullback actually covers, why it’s a partial win at best, and where scrutiny is likely to shift next; particularly at the state level, where jurisdictions like New Jersey, Texas, and Oklahoma may take a more aggressive posture. We’ll also look at how upcoming privacy law changes intersect with fair lending practices, and why documentation of legitimate business reasons for policy changes remains essential regardless of federal posture.
Attendees will leave with:
– A read on what’s changed at the federal level
– Practical steps for keeping fair credit lending and VPP documentation defensible
– Guidance on why now is not the time to unwind existing compliance policies
